Legal Information

Thank you for visiting this website www.pumapropertyfinance.co.uk (the “Website”).

These are the terms and conditions for your use of the Website of Puma Property Finance Limited (“Puma Property Finance” or “we” or “us” respectively).  Please read these terms and conditions carefully. If you do not wish to be bound by them, you should not use this site. By using this site, you signify you have read and accept these terms and conditions. These terms and conditions apply to any web sites operated by Puma Property Finance, unless otherwise indicated.

Regulatory

Puma Property FinanceProperty Finance Limited is a private limited company registered in England and Wales under company number 11685426.

The activities of Pre-Development Bridge financing, Development Loan financing, including Development Exit Lending and Refurbishment Finance do not constitute regulated investment business under the Financial Services and Markets Act 2000. As such, clients of Puma Property Finance will not be afforded the protections available under the rules of the Financial Conduct Authority (“FCA”) and will not be eligible for compensation under the rules of the Financial Services Compensation Scheme (“FSCS”).

The Website is for information purposes only. It should not be regarded as an invitation or inducement to engage in investment activity (a financial promotion) as defined in section 21 of the UK Financial Services and Markets Act 2000 (“FSMA”) and the information contained on this Website is not intended to be an offer to buy or sell securities. Puma Property Finance

Puma Property Finance Limited is not authorised and regulated by the Financial Conduct Authority, (“FCA”).

Risk Factors

Development Bridge financing, Development Loan financing and Refurbishment Loan financing will only be provided after an assessment of the value of the properties to which the loans are to be applied and an assessment of the potential borrower’s ability to service and repay the loan.  Loans will be provided on a secured basis. In the event that loans are or cannot be repaid, Puma Property Finance may enforce the security against the borrower and any shortfall in amounts owed to Puma Property Finance may be subject to separate legal proceedings.

Borrowers seeking loan financing should therefore determine their own ability to service and repay the loan and their capacity to absorb any diminution in the capital value of the properties to which the loan has been applied.

Website Location

This Website is controlled and operated by us from the United Kingdom. We make no representation that any material contained on this site is appropriate for any other jurisdiction. Should you choose to access this site from any location other than the United Kingdom, you are responsible for compliance with all applicable local laws.

Information

Where information consists of pricing or performance data, the data contained therein has been obtained from company reports, financial reporting services, periodicals, and other sources believed reliable. Although carefully verified, data computations are not guaranteed by Puma Property Finance or any of the data providers or affiliates and may not be complete. Neither Puma Property Finance nor any of its data providers or affiliates make any warranties expressed or implied, as to the accuracy, adequacy, quality or fitness for any particular purpose of the information or the services and all such warranties are expressly excluded to the fullest extent that such warranties may be excluded by law. You bear all risks from any uses or results of using any information. You are responsible for validating the integrity of any information received over the Internet.

The information contained in this site is based on up to date information and while we make all reasonable efforts to ensure that material on this site is correct, current and complete at the date of publication, accuracy cannot be guaranteed. We make no warranties or representations (express or implied) as to its accuracy, currency or completeness. We may change the information at any time without notice. You should take appropriate steps to verify all information on this site before acting upon it.

Liability

By entering the Website, you acknowledge and agree that the use of this Website is at your own risk and to the extent permissible by applicable law, in no circumstances, including (but not limited to) negligence, shall we be liable for any direct, indirect, incidental, special, consequential, or punitive damages, losses, costs or expenses nor for any loss of profit that results from the use of, or inability to use, this site or any material on any site linked to this site (including but not limited to any viruses or any other errors or defects or failures in computer transmissions or network communications) even if we have been advised of the possibility of such damage. In addition, no liability can be accepted by us in respect of any changes made to the content of this site by unauthorised third parties. All express or implied warranties or representations are excluded to the fullest extent permissible by law. We do not warrant that this site does not infringe any intellectual property rights of third parties.

To the extent you do so, and such download is not governed by bespoke terms, any software is downloaded at your own risk. If you are in any doubt as to the suitability of the software to be downloaded for your computer, it is recommended that you obtain specialist advice before downloading it.

We are not responsible for any third-party research or information that is provided on this site and we exclude all warranties and all liability for any loss or damage you incur as a result of your use of such research or information, to the maximum extent permitted by law. We will not be responsible for the content of any third-party research or information nor for compliance of the same with any laws or regulations. This site is provided on an “as is” basis and you should take steps to verify any information you intend to rely on.

Nothing on this site shall be deemed to constitute financial or other professional advice in any way. If any advice or guidance is required on our products or services, please contact us as directed on this site.

Other websites/banners

We are not responsible for the content of any other Websites that are linked to or from this site and we exclude all warranties and all liability for any loss or damage you incur as a result of your use of such sites. We will not be responsible for the content of any advertising or sponsorship that may appear on our site nor for compliance of the same with any laws or regulations.

Copyright and trade marks

Unless otherwise stated, all rights in any information which appear on this site (including the screen displays, the content, the text, graphics and look and feel of the site) belong to Puma Property Finance or our licensors.

Unless specifically prohibited by a notice published on any page, you may download and/or print a copy of such parts of the pages of the site as you may reasonably require for your own personal non-commercial use only, provided that any copy has attached to it the relevant proprietary notices and terms and conditions.

All trademarks, service marks, company names or logos are the property of their respective holders. Any use by you of these marks, names and logos may constitute an infringement of the holders’ rights.

Website availability

To the extent permitted by applicable law, we do not warrant that this Website will be available at any time. If the web site is unavailable, please report this by emailing to info@pumainvestments.co.uk and we will attempt to correct the fault as soon as we reasonably can.

Whole agreement and amendments

These terms and conditions supplement any existing terms and conditions between you and Puma Property Finance with respect to the use of this Website, and together these constitute the whole agreement between you and Puma Property Finance. We may update these terms and conditions from time to time and we will notify you of any changes by an announcement on the web site. The changes will apply to the use of the site after such notice. If you use the site after the date on which the changes come into effect, you will be deemed to have accepted the new terms and conditions. You should regularly review these terms and conditions for changes, and if you are no longer happy to accept the terms and conditions, you must stop using this Website straight away.

Severability

If any part of these terms and conditions is, at any time, found to be invalid by a court, tribunal or other forum of competent jurisdiction, or otherwise rendered unenforceable, that decision shall not invalidate or void the remainder of these terms and conditions. These terms and conditions shall be deemed amended by modifying or severing such part as necessary to render them valid, legal and enforceable while preserving their intent, or if that is not possible, by substituting another provision that is valid, legal and enforceable that gives equivalent effect to the parties’ intent. Any such invalid or unenforceable part or parts shall be severable from these terms and conditions, or the validity of the part(s) in question in any other jurisdiction shall not be affected thereby.

Assignment

You may not assign, sub-license or otherwise transfer any of your rights under these terms and conditions.

Governing law

These terms and conditions are governed by and shall be construed in accordance with the laws of England. Non-contractual obligations (if any) arising out of or in connection with these terms and conditions (including their formation) shall also be governed by the laws of England.

You agree submit to the exclusive jurisdiction of the courts of England and Wales as regards any claim, dispute or matter (whether contractual or non-contractual) arising out of or in connection with these terms and conditions.

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